LearnLife Financial literacy by location

Financial Literacy in Broomfield County, Colorado

About 78,323 people live in Broomfield County, Colorado, making it among the larger counties in Colorado, ranking 12th of 64 by population. The population has grown 5.1% since 2020, from 74,494 to 78,323. The median age is 38.8.

58.6% of Broomfield County residents 25 and older have completed a bachelor's degree or more. That runs 29.3 points above the Colorado average of 29.3%. Put the other way round: of the 53,322 adults 25 and over counted in the 2019–2023 ACS, roughly 22,075 — 41.4% — are building their financial lives without a four-year degree behind them.

The typical household here earns $121,025 a year. That is $51,568 above the Colorado median. About 5% of residents live below the poverty line. The median home is valued at $631,600 — about 5.2× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Broomfield County by the numbers

MeasureValue
Population (2024)78,323
Change since 2020+5.1%
Median household income$121,025
Adults 25+ with a bachelor’s degree58.6%
Adults 25+ with a high school diploma96.1%
Median age38.8
Poverty rate5%
Unemployment rate3.3%
Median home value$631,600
Land area32.968 sq mi
Population density2,376 / sq mi

What Colorado teaches — and to whom

Colorado has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Broomfield County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Broomfield County

Learn the mortgage arithmetic first

Homes in Broomfield County run about 5.2× median household income — well past the 3× rule of thumb. That makes amortisation, escrow, PMI and the true cost of a rate difference the most valuable arithmetic a resident can learn before signing anything.

Questions people ask about Broomfield County

Do high school students in Broomfield County, Colorado have to take a personal finance class?

Yes — Colorado has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.

How many adults in Broomfield County, Colorado have a college degree?

58.6% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 41.4% are managing their finances without one.

What is the median household income in Broomfield County, Colorado?

$121,025, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Broomfield County, Colorado learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.