LearnLife Financial literacy by location

Financial Literacy in Erie, CO

With a population of roughly 38,594, Erie, Colorado is among the larger communities in Colorado, ranking 23rd of 270 by population. The population has grown 26.9% since 2020, a pace fast enough to reshape who lives there, from 30,413 to 38,594. The median age is 37.6.

66.5% of Erie residents 25 and older have completed a bachelor's degree or more. That runs 37.2 points above the Colorado average of 29.3%. Put the other way round: of the 20,827 adults 25 and over counted in the 2019–2023 ACS, roughly 6,977 — 33.5% — are building their financial lives without a four-year degree behind them.

The typical household here earns $163,644 a year. That is $94,187 above the Colorado median. About 3% of residents live below the poverty line. The median home is valued at $685,900 — about 4.2× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Erie by the numbers

MeasureValue
Population (2024)38,594
Change since 2020+26.9%
Median household income$163,644
Adults 25+ with a bachelor’s degree66.5%
Adults 25+ with a high school diploma97.5%
Median age37.6
Poverty rate3%
Unemployment rate3.6%
Median home value$685,900
Land area21.374 sq mi
Population density1,806 / sq mi

What Colorado teaches — and to whom

Colorado has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Erie, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Erie

Know the newcomer paperwork

Erie has grown 26.9% since 2020. Fast in-migration means a lot of residents are navigating a new state's rules at once — registration and licensing deadlines, residency for tax purposes, and lease terms that differ from wherever they moved from.

Questions people ask about Erie

Do high school students in Erie, Colorado have to take a personal finance class?

Yes — Colorado has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.

How many adults in Erie, Colorado have a college degree?

66.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 33.5% are managing their finances without one.

What is the median household income in Erie, Colorado?

$163,644, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Erie, Colorado learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Nearby in Colorado

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.