Financial Literacy in Raymer (New Raymer), CO
With a population of roughly 110, Raymer (New Raymer), Colorado is the 251st-largest of 270 incorporated places in Colorado. The population has grown 1.9% since 2020, from 108 to 110. The median age is 44.3.
13.5% of Raymer (New Raymer) residents 25 and older have completed a bachelor's degree or more. That sits 15.8 points below the Colorado average of 29.3%. Put the other way round: of the 74 adults 25 and over counted in the 2019–2023 ACS, roughly 64 — 86.5% — are building their financial lives without a four-year degree behind them.
The typical household here earns $36,250 a year. That is $33,207 below the Colorado median. About 13.3% of residents live below the poverty line. The median home is valued at $159,400 — about 4.4× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.
Raymer (New Raymer) by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 110 |
| Change since 2020 | +1.9% |
| Median household income | $36,250 |
| Adults 25+ with a bachelor’s degree | 13.5% |
| Adults 25+ with a high school diploma | 78.4% |
| Median age | 44.3 |
| Poverty rate | 13.3% |
| Unemployment rate | 28.1% |
| Median home value | $159,400 |
| Land area | 0.784 sq mi |
| Population density | 140 / sq mi |
What Colorado teaches — and to whom
Colorado has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Raymer (New Raymer), is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Raymer (New Raymer)
Treat income stability as a skill
Unemployment in Raymer (New Raymer) sits at 28.1%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.
Questions people ask about Raymer (New Raymer)
Do high school students in Raymer (New Raymer), Colorado have to take a personal finance class?
Yes — Colorado has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.
How many adults in Raymer (New Raymer), Colorado have a college degree?
13.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 86.5% are managing their finances without one.
What is the median household income in Raymer (New Raymer), Colorado?
$36,250, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Raymer (New Raymer), Colorado learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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