Life Skills and Money Education in Two Buttes, CO
With a population of roughly 32, Two Buttes, Colorado is the 269th-largest of 270 incorporated places in Colorado. It has lost residents since 2020, slipping 5.9% from 34 down to 32. With a median age of 66.7, the financial questions that matter most here lean toward retirement drawdown, insurance and estate basics.
Among adults 25 and older in Two Buttes, 0% hold a bachelor's degree or higher. That sits 29.3 points below the Colorado average of 29.3%. Flip that figure and it describes 100% of the 13 adults 25 and over counted in the 2019–2023 ACS, about 13 people whose money skills came from somewhere other than a university.
Median household income is $27,500. That is $41,957 below the Colorado median. About 0% of residents live below the poverty line. The median home is valued at $26,700, roughly 1× median household income.
Two Buttes by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 32 |
| Change since 2020 | -5.9% |
| Median household income | $27,500 |
| Adults 25+ with a bachelor’s degree | 0% |
| Adults 25+ with a high school diploma | 92.3% |
| Median age | 66.7 |
| Poverty rate | 0% |
| Unemployment rate | 0% |
| Median home value | $26,700 |
| Land area | 0.248 sq mi |
| Population density | 129 / sq mi |
What Colorado teaches — and to whom
Colorado has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Two Buttes, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Two Buttes
Shift from accumulating to drawing down
With a median age of 66.7, a large share of Two Buttes is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Understand what a shrinking tax base changes
Two Buttes has lost 5.9% of its population since 2020. Declining places tend to see slower home appreciation and tighter municipal budgets, which makes the buy-versus-rent calculation genuinely different here than the national advice assumes.
Questions people ask about Two Buttes
Do high school students in Two Buttes, Colorado have to take a personal finance class?
Yes — Colorado has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.
How many adults in Two Buttes, Colorado have a college degree?
0% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 100% are managing their finances without one.
What is the median household income in Two Buttes, Colorado?
$27,500, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Two Buttes, Colorado learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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