Life Skills and Money Education in Lafayette County, Florida

With a population of roughly 8,640, Lafayette County, Florida is the 66th-largest of 67 counties in Florida. Since 2020 it has added residents, rising 5% from 8,230 to 8,640. The median age is 41.8.

Among adults 25 and older in Lafayette County, 7.9% hold a bachelor's degree or higher. That sits 21.5 points below the Florida average of 29.4%. Flip that figure and it describes 92.1% of the 5,874 adults 25 and over counted in the 2019–2023 ACS, about 5,410 people whose money skills came from somewhere other than a university.

Median household income is $60,692. That is $6,829 below the Florida median. About 17.8% of residents live below the poverty line. The median home is valued at $131,600, roughly 2.2× median household income.

Lafayette County by the numbers

Measure	Value
Population (2024)	8,640
Change since 2020	+5%
Median household income	$60,692
Adults 25+ with a bachelor’s degree	7.9%
Adults 25+ with a high school diploma	80%
Median age	41.8
Poverty rate	17.8%
Unemployment rate	6.3%
Median home value	$131,600
Land area	543.345 sq mi
Population density	16 / sq mi

What Florida teaches — and to whom

Florida has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Lafayette County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Lafayette County

Treat income stability as a skill

Unemployment in Lafayette County sits at 6.3%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.

Questions people ask about Lafayette County

Do high school students in Lafayette County, Florida have to take a personal finance class?

Yes — Florida has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.

How many adults in Lafayette County, Florida have a college degree?

7.9% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 92.1% are managing their finances without one.

What is the median household income in Lafayette County, Florida?

$60,692, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Lafayette County, Florida learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

Nearby in Florida

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.