LearnLife Financial literacy by location

Life Skills and Money Education in Martin, GA

With a population of roughly 348, Martin, Georgia is the 428th-largest of 530 incorporated places in Georgia. Since 2020 it has added residents, rising 2.7% from 339 to 348. The median age is 38.4.

Among adults 25 and older in Martin, 9.3% hold a bachelor's degree or higher. That sits 8 points below the Georgia average of 17.3%. Flip that figure and it describes 90.7% of the 248 adults 25 and over counted in the 2019–2023 ACS, about 225 people whose money skills came from somewhere other than a university.

Median household income is $43,681. That is $10,367 below the Georgia median. About 14.2% of residents live below the poverty line. The median home is valued at $148,400 — about 3.4× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Martin by the numbers

MeasureValue
Population (2024)348
Change since 2020+2.7%
Median household income$43,681
Adults 25+ with a bachelor’s degree9.3%
Adults 25+ with a high school diploma79.4%
Median age38.4
Poverty rate14.2%
Unemployment rate10.1%
Median home value$148,400
Land area2.511 sq mi
Population density139 / sq mi

What Georgia teaches — and to whom

Georgia has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2028 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Martin, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Martin

Treat income stability as a skill

Unemployment in Martin sits at 10.1%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.

Questions people ask about Martin

Do high school students in Martin, Georgia have to take a personal finance class?

Yes — Georgia has adopted a standalone requirement, phasing in with the graduating class of 2028. Students graduating before then are not covered.

How many adults in Martin, Georgia have a college degree?

9.3% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 90.7% are managing their finances without one.

What is the median household income in Martin, Georgia?

$43,681, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Martin, Georgia learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.