Financial Literacy in Audubon County, Iowa

About 5,562 people live in Audubon County, Iowa. The population has declined 2.1% since 2020, from 5,680 to 5,562. The median age is 47.4, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.

20.6% of Audubon County residents 25 and older have completed a bachelor's degree or more. That runs 2.5 points above the Iowa average of 18.1%. Put the other way round: of the 4,039 adults 25 and over counted in the 2019–2023 ACS, roughly 3,207 — 79.4% — are building their financial lives without a four-year degree behind them.

The typical household here earns $54,152 a year. That is $11,112 below the Iowa median. About 11.8% of residents live below the poverty line. The median home is valued at $110,400, roughly 2× median household income.

Audubon County by the numbers

Measure	Value
Population (2024)	5,562
Change since 2020	-2.1%
Median household income	$54,152
Adults 25+ with a bachelor’s degree	20.6%
Adults 25+ with a high school diploma	92%
Median age	47.4
Poverty rate	11.8%
Unemployment rate	1.9%
Median home value	$110,400
Land area	442.96 sq mi
Population density	13 / sq mi

What Iowa teaches — and to whom

Iowa already requires 1 semester of personal finance for a high school diploma, a rule in force since the graduating class of 2023. That covers students still in the system. It does nothing for the adults already out of it — which, in Audubon County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Audubon County

Shift from accumulating to drawing down

With a median age of 47.4, a large share of Audubon County is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.

Questions people ask about Audubon County

Do high school students in Audubon County, Iowa have to take a personal finance class?

Yes. Iowa requires 1 semester to graduate, in force since the class of 2023.

How many adults in Audubon County, Iowa have a college degree?

20.6% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 79.4% are managing their finances without one.

What is the median household income in Audubon County, Iowa?

$54,152, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Audubon County, Iowa learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.