Financial Literacy in Bunker Hill, KS
With a population of roughly 108, Bunker Hill, Kansas is the 484th-largest of 625 incorporated places in Kansas. The population has grown 1.9% since 2020, from 106 to 108. The median age is 47.2, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.
19.7% of Bunker Hill residents 25 and older have completed a bachelor's degree or more. That tracks the Kansas average of 20.2% closely. Put the other way round: of the 61 adults 25 and over counted in the 2019–2023 ACS, roughly 49 — 80.3% — are building their financial lives without a four-year degree behind them.
The typical household here earns $59,500 a year. Roughly 28.4% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $71,300, roughly 1.2× median household income.
Bunker Hill by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 108 |
| Change since 2020 | +1.9% |
| Median household income | $59,500 |
| Adults 25+ with a bachelor’s degree | 19.7% |
| Adults 25+ with a high school diploma | 93.4% |
| Median age | 47.2 |
| Poverty rate | 28.4% |
| Unemployment rate | 32.3% |
| Median home value | $71,300 |
| Land area | 1.386 sq mi |
| Population density | 78 / sq mi |
What Kansas teaches — and to whom
Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Bunker Hill, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Bunker Hill
Build a buffer before anything else
With 28.4% of Bunker Hill living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.
Shift from accumulating to drawing down
With a median age of 47.2, a large share of Bunker Hill is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Treat income stability as a skill
Unemployment in Bunker Hill sits at 32.3%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.
Questions people ask about Bunker Hill
Do high school students in Bunker Hill, Kansas have to take a personal finance class?
Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.
How many adults in Bunker Hill, Kansas have a college degree?
19.7% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 80.3% are managing their finances without one.
What is the median household income in Bunker Hill, Kansas?
$59,500, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Bunker Hill, Kansas learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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