Financial Literacy in Clay County, Kansas

With a population of roughly 7,969, Clay County, Kansas is the 47th-largest of 105 counties in Kansas. The population has declined 1.9% since 2020, from 8,127 to 7,969. The median age is 43.1.

23.4% of Clay County residents 25 and older have completed a bachelor's degree or more. That runs 3.2 points above the Kansas average of 20.2%. Put the other way round: of the 5,699 adults 25 and over counted in the 2019–2023 ACS, roughly 4,365 — 76.6% — are building their financial lives without a four-year degree behind them.

The typical household here earns $63,136 a year. That is $3,448 above the Kansas median. About 12.9% of residents live below the poverty line. The median home is valued at $149,600, roughly 2.4× median household income.

Clay County by the numbers

Measure	Value
Population (2024)	7,969
Change since 2020	-1.9%
Median household income	$63,136
Adults 25+ with a bachelor’s degree	23.4%
Adults 25+ with a high school diploma	93.2%
Median age	43.1
Poverty rate	12.9%
Unemployment rate	1.1%
Median home value	$149,600
Land area	645.298 sq mi
Population density	12 / sq mi

What Kansas teaches — and to whom

Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Clay County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Clay County

Start with the money that moves every month

For most households in Clay County, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.

Questions people ask about Clay County

Do high school students in Clay County, Kansas have to take a personal finance class?

Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.

How many adults in Clay County, Kansas have a college degree?

23.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 76.6% are managing their finances without one.

What is the median household income in Clay County, Kansas?

$63,136, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Clay County, Kansas learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

Nearby in Kansas

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.