Financial Literacy in Seward County, Kansas

About 21,276 people live in Seward County, Kansas, making it among the larger counties in Kansas, ranking 26th of 105 by population. The population has declined 2.7% since 2020, from 21,857 to 21,276. The median age is 31, young enough that a large share of residents are making first-time decisions about credit, leases and retirement accounts.

12.7% of Seward County residents 25 and older have completed a bachelor's degree or more. That sits 7.5 points below the Kansas average of 20.2%. Put the other way round: of the 12,644 adults 25 and over counted in the 2019–2023 ACS, roughly 11,038 — 87.3% — are building their financial lives without a four-year degree behind them.

The typical household here earns $62,269 a year. That is $2,581 above the Kansas median. About 13% of residents live below the poverty line. The median home is valued at $134,000, roughly 2.2× median household income.

Seward County by the numbers

Measure	Value
Population (2024)	21,276
Change since 2020	-2.7%
Median household income	$62,269
Adults 25+ with a bachelor’s degree	12.7%
Adults 25+ with a high school diploma	71.9%
Median age	31
Poverty rate	13%
Unemployment rate	4.2%
Median home value	$134,000
Land area	639.653 sq mi
Population density	33 / sq mi

What Kansas teaches — and to whom

Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Seward County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Seward County

Get the first-decade decisions right

A median age of 31 means a large share of Seward County is making decisions with thirty-year consequences: the first credit card, the first lease, whether to take the employer match. These are cheap to get right now and expensive to unwind later.

Questions people ask about Seward County

Do high school students in Seward County, Kansas have to take a personal finance class?

Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.

How many adults in Seward County, Kansas have a college degree?

12.7% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 87.3% are managing their finances without one.

What is the median household income in Seward County, Kansas?

$62,269, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Seward County, Kansas learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Nearby in Kansas

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.