Financial Literacy in Long Island, KS
Long Island, Kansas is home to about 131 people. The population has declined 5.1% since 2020, from 138 to 131. The median age is 28.1, young enough that a large share of residents are making first-time decisions about credit, leases and retirement accounts.
22.8% of Long Island residents 25 and older have completed a bachelor's degree or more. That runs 2.6 points above the Kansas average of 20.2%. Put the other way round: of the 79 adults 25 and over counted in the 2019–2023 ACS, roughly 61 — 77.2% — are building their financial lives without a four-year degree behind them.
The typical household here earns $69,375 a year. That is $9,687 above the Kansas median. About 4.9% of residents live below the poverty line. The median home is valued at $90,000, roughly 1.3× median household income.
Long Island by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 131 |
| Change since 2020 | -5.1% |
| Median household income | $69,375 |
| Adults 25+ with a bachelor’s degree | 22.8% |
| Adults 25+ with a high school diploma | 91.1% |
| Median age | 28.1 |
| Poverty rate | 4.9% |
| Unemployment rate | 3.2% |
| Median home value | $90,000 |
| Land area | 0.411 sq mi |
| Population density | 319 / sq mi |
What Kansas teaches — and to whom
Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Long Island, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.
Where to start in Long Island
Get the first-decade decisions right
A median age of 28.1 means a large share of Long Island is making decisions with thirty-year consequences: the first credit card, the first lease, whether to take the employer match. These are cheap to get right now and expensive to unwind later.
Understand what a shrinking tax base changes
Long Island has lost 5.1% of its population since 2020. Declining places tend to see slower home appreciation and tighter municipal budgets, which makes the buy-versus-rent calculation genuinely different here than the national advice assumes.
Questions people ask about Long Island
Do high school students in Long Island, Kansas have to take a personal finance class?
Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.
How many adults in Long Island, Kansas have a college degree?
22.8% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 77.2% are managing their finances without one.
What is the median household income in Long Island, Kansas?
$69,375, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Long Island, Kansas learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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