Life Skills and Money Education in Oak Hill, KS
With a population of roughly 25, Oak Hill, Kansas is the 615th-largest of 625 incorporated places in Kansas. Since 2020 it has added residents, rising 4.2% from 24 to 25. With a median age of 55, the financial questions that matter most here lean toward retirement drawdown, insurance and estate basics.
Among adults 25 and older in Oak Hill, 7.1% hold a bachelor's degree or higher. That sits 13.1 points below the Kansas average of 20.2%. Flip that figure and it describes 92.9% of the 14 adults 25 and over counted in the 2019–2023 ACS, about 13 people whose money skills came from somewhere other than a university.
Median household income is $23,125. That is $36,563 below the Kansas median. About 14.3% of residents live below the poverty line.
Oak Hill by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 25 |
| Change since 2020 | +4.2% |
| Median household income | $23,125 |
| Adults 25+ with a bachelor’s degree | 7.1% |
| Adults 25+ with a high school diploma | 92.9% |
| Median age | 55 |
| Poverty rate | 14.3% |
| Unemployment rate | 14.3% |
| Land area | 0.051 sq mi |
| Population density | 490 / sq mi |
What Kansas teaches — and to whom
Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Oak Hill, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Oak Hill
Shift from accumulating to drawing down
With a median age of 55, a large share of Oak Hill is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Treat income stability as a skill
Unemployment in Oak Hill sits at 14.3%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.
Questions people ask about Oak Hill
Do high school students in Oak Hill, Kansas have to take a personal finance class?
Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.
How many adults in Oak Hill, Kansas have a college degree?
7.1% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 92.9% are managing their finances without one.
What is the median household income in Oak Hill, Kansas?
$23,125, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Oak Hill, Kansas learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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