LearnLife Financial literacy by location

Life Skills and Money Education in Virgil, KS

With a population of roughly 47, Virgil, Kansas is the 578th-largest of 625 incorporated places in Kansas. It has lost residents since 2020, slipping 2.1% from 48 down to 47. With a median age of 67.5, the financial questions that matter most here lean toward retirement drawdown, insurance and estate basics.

Among adults 25 and older in Virgil, 15.4% hold a bachelor's degree or higher. That sits 4.8 points below the Kansas average of 20.2%. Flip that figure and it describes 84.6% of the 26 adults 25 and over counted in the 2019–2023 ACS, about 22 people whose money skills came from somewhere other than a university.

Median household income is $45,833. That is $13,855 below the Kansas median. About 7.7% of residents live below the poverty line. The median home is valued at $22,900, roughly 0.5× median household income.

Virgil by the numbers

MeasureValue
Population (2024)47
Change since 2020-2.1%
Median household income$45,833
Adults 25+ with a bachelor’s degree15.4%
Adults 25+ with a high school diploma100%
Median age67.5
Poverty rate7.7%
Unemployment rate0%
Median home value$22,900
Land area0.56 sq mi
Population density84 / sq mi

What Kansas teaches — and to whom

Kansas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Virgil, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Virgil

Shift from accumulating to drawing down

With a median age of 67.5, a large share of Virgil is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.

Questions people ask about Virgil

Do high school students in Virgil, Kansas have to take a personal finance class?

Yes — Kansas has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.

How many adults in Virgil, Kansas have a college degree?

15.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 84.6% are managing their finances without one.

What is the median household income in Virgil, Kansas?

$45,833, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Virgil, Kansas learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.