Financial Literacy in Concordia Parish, Louisiana

Concordia Parish, Louisiana is home to about 17,797 people. The population has declined 4.2% since 2020, from 18,570 to 17,797. The median age is 37.7.

17.4% of Concordia Parish residents 25 and older have completed a bachelor's degree or more. That runs 2.6 points above the Louisiana average of 14.8%. Put the other way round: of the 12,277 adults 25 and over counted in the 2019–2023 ACS, roughly 10,141 — 82.6% — are building their financial lives without a four-year degree behind them.

The typical household here earns $37,349 a year. That is $9,449 below the Louisiana median. Roughly 34.8% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $102,400, roughly 2.7× median household income.

Concordia Parish by the numbers

What Louisiana teaches — and to whom

Louisiana has committed to a full year of personal finance as a graduation requirement, phasing in with the class of 2028 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Concordia Parish, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Concordia Parish

Build a buffer before anything else

With 34.8% of Concordia Parish living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.

Treat income stability as a skill

Unemployment in Concordia Parish sits at 11.7%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.

Understand what a shrinking tax base changes

Concordia Parish has lost 4.2% of its population since 2020. Declining places tend to see slower home appreciation and tighter municipal budgets, which makes the buy-versus-rent calculation genuinely different here than the national advice assumes.

Questions people ask about Concordia Parish

Do high school students in Concordia Parish, Louisiana have to take a personal finance class?

Yes — Louisiana has adopted a standalone requirement, phasing in with the graduating class of 2028. Students graduating before then are not covered.

How many adults in Concordia Parish, Louisiana have a college degree?

17.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 82.6% are managing their finances without one.

What is the median household income in Concordia Parish, Louisiana?

$37,349, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Concordia Parish, Louisiana learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Nearby in Louisiana

• Franklin Parish County
• West Feliciana Parish County
• Jackson Parish County
• St. James Parish County
• East Feliciana Parish County
• LaSalle Parish County
• Claiborne Parish County
• Richland Parish County
• Pointe Coupee Parish County
• Winn Parish County
• Assumption Parish County
• Bienville Parish County

All Louisiana locations →