Life Skills and Money Education in Beardsley, MN
About 206 people live in Beardsley, Minnesota. It has lost residents since 2020, slipping 3.3% from 213 down to 206. The median age is 39.1.
Among adults 25 and older in Beardsley, 13.6% hold a bachelor's degree or higher. That sits 6.5 points below the Minnesota average of 20.1%. Flip that figure and it describes 86.4% of the 147 adults 25 and over counted in the 2019–2023 ACS, about 127 people whose money skills came from somewhere other than a university.
Median household income is $67,857. About 11.9% of residents live below the poverty line. The median home is valued at $74,500, roughly 1.1× median household income.
Beardsley by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 206 |
| Change since 2020 | -3.3% |
| Median household income | $67,857 |
| Adults 25+ with a bachelor’s degree | 13.6% |
| Adults 25+ with a high school diploma | 98.6% |
| Median age | 39.1 |
| Poverty rate | 11.9% |
| Unemployment rate | 5.6% |
| Median home value | $74,500 |
| Land area | 0.47 sq mi |
| Population density | 438 / sq mi |
What Minnesota teaches — and to whom
Minnesota has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2028 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Beardsley, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Beardsley
Start with the money that moves every month
For most households in Beardsley, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.
Questions people ask about Beardsley
Do high school students in Beardsley, Minnesota have to take a personal finance class?
Yes — Minnesota has adopted a standalone requirement, phasing in with the graduating class of 2028. Students graduating before then are not covered.
How many adults in Beardsley, Minnesota have a college degree?
13.6% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 86.4% are managing their finances without one.
What is the median household income in Beardsley, Minnesota?
$67,857, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Beardsley, Minnesota learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
Browse the LearnLife catalog