Financial Literacy in Phillipsburg, MO
About 166 people live in Phillipsburg, Missouri. The population has grown 0.6% since 2020, from 165 to 166. The median age is 32.8.
0% of Phillipsburg residents 25 and older have completed a bachelor's degree or more. That sits 15.3 points below the Missouri average of 15.3%. Put the other way round: of the 107 adults 25 and over counted in the 2019–2023 ACS, roughly 107 — 100% — are building their financial lives without a four-year degree behind them.
The typical household here earns $35,750 a year. That is $17,583 below the Missouri median. About 13.8% of residents live below the poverty line. The median home is valued at $103,100, roughly 2.9× median household income.
Phillipsburg by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 166 |
| Change since 2020 | +0.6% |
| Median household income | $35,750 |
| Adults 25+ with a bachelor’s degree | 0% |
| Adults 25+ with a high school diploma | 90.7% |
| Median age | 32.8 |
| Poverty rate | 13.8% |
| Unemployment rate | 6.4% |
| Median home value | $103,100 |
| Land area | 0.797 sq mi |
| Population density | 208 / sq mi |
What Missouri teaches — and to whom
Missouri already requires 1 semester of personal finance for a high school diploma, a rule in force since the graduating class of 2010. That covers students still in the system. It does nothing for the adults already out of it — which, in Phillipsburg, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Phillipsburg
Treat income stability as a skill
Unemployment in Phillipsburg sits at 6.4%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.
Questions people ask about Phillipsburg
Do high school students in Phillipsburg, Missouri have to take a personal finance class?
Yes. Missouri requires 1 semester to graduate, in force since the class of 2010.
How many adults in Phillipsburg, Missouri have a college degree?
0% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 100% are managing their finances without one.
What is the median household income in Phillipsburg, Missouri?
$35,750, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Phillipsburg, Missouri learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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