Financial Literacy in Jefferson Davis County, Mississippi

About 11,059 people live in Jefferson Davis County, Mississippi. The population has declined 1.9% since 2020, from 11,274 to 11,059. The median age is 45.7, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.

13.5% of Jefferson Davis County residents 25 and older have completed a bachelor's degree or more. That sits 4.2 points below the Mississippi average of 17.7%. Put the other way round: of the 7,974 adults 25 and over counted in the 2019–2023 ACS, roughly 6,898 — 86.5% — are building their financial lives without a four-year degree behind them.

The typical household here earns $37,183 a year. That is $7,561 below the Mississippi median. Roughly 25% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $87,100, roughly 2.3× median household income.

Jefferson Davis County by the numbers

Measure	Value
Population (2024)	11,059
Change since 2020	-1.9%
Median household income	$37,183
Adults 25+ with a bachelor’s degree	13.5%
Adults 25+ with a high school diploma	87.6%
Median age	45.7
Poverty rate	25%
Unemployment rate	8.3%
Median home value	$87,100
Land area	408.446 sq mi
Population density	27 / sq mi

What Mississippi teaches — and to whom

Mississippi already requires 1 semester of personal finance — taught within College & Career Readiness — for a high school diploma, a rule in force since the graduating class of 2022. That covers students still in the system. It does nothing for the adults already out of it — which, in Jefferson Davis County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Jefferson Davis County

Build a buffer before anything else

With 25% of Jefferson Davis County living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.

Shift from accumulating to drawing down

With a median age of 45.7, a large share of Jefferson Davis County is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.

Treat income stability as a skill

Unemployment in Jefferson Davis County sits at 8.3%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.

Questions people ask about Jefferson Davis County

Do high school students in Jefferson Davis County, Mississippi have to take a personal finance class?

Yes. Mississippi requires 1 semester, taught within College & Career Readiness, to graduate, in force since the class of 2022.

How many adults in Jefferson Davis County, Mississippi have a college degree?

13.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 86.5% are managing their finances without one.

What is the median household income in Jefferson Davis County, Mississippi?

$37,183, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Jefferson Davis County, Mississippi learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.