Financial Literacy in Stutsman County, North Dakota

With a population of roughly 21,546, Stutsman County, North Dakota is the 8th-largest of 53 counties in North Dakota. Its population has held essentially flat since 2020, moving less than a percent either way. The median age is 40.6.

24.4% of Stutsman County residents 25 and older have completed a bachelor's degree or more. That runs 3.6 points above the North Dakota average of 20.8%. Put the other way round: of the 14,849 adults 25 and over counted in the 2019–2023 ACS, roughly 11,226 — 75.6% — are building their financial lives without a four-year degree behind them.

The typical household here earns $60,172 a year. That is $9,237 below the North Dakota median. About 12.4% of residents live below the poverty line. The median home is valued at $200,300 — about 3.3× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Stutsman County by the numbers

Measure	Value
Population (2024)	21,546
Change since 2020	0%
Median household income	$60,172
Adults 25+ with a bachelor’s degree	24.4%
Adults 25+ with a high school diploma	92.8%
Median age	40.6
Poverty rate	12.4%
Unemployment rate	3.6%
Median home value	$200,300
Land area	2,221.904 sq mi
Population density	10 / sq mi

What North Dakota teaches — and to whom

North Dakota requires personal finance instruction, but folds it into another course rather than a class of its own — so how much a student actually gets depends heavily on the district and the teacher. Coverage like that varies enormously between districts, and it reaches no one who has already graduated.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Stutsman County

Start with the money that moves every month

For most households in Stutsman County, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.

Questions people ask about Stutsman County

Do high school students in Stutsman County, North Dakota have to take a personal finance class?

North Dakota requires personal finance content, but delivers it inside another course rather than a dedicated class, so the depth varies by district and teacher.

How many adults in Stutsman County, North Dakota have a college degree?

24.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 75.6% are managing their finances without one.

What is the median household income in Stutsman County, North Dakota?

$60,172, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Stutsman County, North Dakota learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.