Financial Literacy in Coos County, New Hampshire
Coos County, New Hampshire is home to about 31,094 people, the 10th-largest of 10 counties in New Hampshire. Its population has held essentially flat since 2020, moving less than a percent either way. The median age is 49.9, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.
20.2% of Coos County residents 25 and older have completed a bachelor's degree or more. That sits 17.9 points below the New Hampshire average of 38.1%. Put the other way round: of the 24,497 adults 25 and over counted in the 2019–2023 ACS, roughly 19,549 — 79.8% — are building their financial lives without a four-year degree behind them.
The typical household here earns $58,439 a year. That is $24,522 below the New Hampshire median. About 12.9% of residents live below the poverty line. The median home is valued at $169,600, roughly 2.9× median household income.
Coos County by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 31,094 |
| Change since 2020 | -0.4% |
| Median household income | $58,439 |
| Adults 25+ with a bachelor’s degree | 20.2% |
| Adults 25+ with a high school diploma | 89.5% |
| Median age | 49.9 |
| Poverty rate | 12.9% |
| Unemployment rate | 4.1% |
| Median home value | $169,600 |
| Land area | 1,794.574 sq mi |
| Population density | 17 / sq mi |
What New Hampshire teaches — and to whom
New Hampshire has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Coos County, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.
Where to start in Coos County
Shift from accumulating to drawing down
With a median age of 49.9, a large share of Coos County is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Questions people ask about Coos County
Do high school students in Coos County, New Hampshire have to take a personal finance class?
Yes — New Hampshire has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.
How many adults in Coos County, New Hampshire have a college degree?
20.2% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 79.8% are managing their finances without one.
What is the median household income in Coos County, New Hampshire?
$58,439, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Coos County, New Hampshire learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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