Financial Literacy in Beverly, OH

Beverly, Ohio is home to about 1,209 people. The population has declined 1.8% since 2020, from 1,231 to 1,209. The median age is 36.1.

19.6% of Beverly residents 25 and older have completed a bachelor's degree or more. That runs 2.1 points above the Ohio average of 17.5%. Put the other way round: of the 982 adults 25 and over counted in the 2019–2023 ACS, roughly 790 — 80.4% — are building their financial lives without a four-year degree behind them.

The typical household here earns $47,446 a year. That is $16,304 below the Ohio median. Roughly 20.4% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $159,400 — about 3.4× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Beverly by the numbers

What Ohio teaches — and to whom

Ohio already requires 1 semester of personal finance for a high school diploma, a rule in force since the graduating class of 2026. That covers students still in the system. It does nothing for the adults already out of it — which, in Beverly, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Beverly

Build a buffer before anything else

With 20.4% of Beverly living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.

Questions people ask about Beverly

Do high school students in Beverly, Ohio have to take a personal finance class?

Yes. Ohio requires 1 semester to graduate, in force since the class of 2026.

How many adults in Beverly, Ohio have a college degree?

19.6% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 80.4% are managing their finances without one.

What is the median household income in Beverly, Ohio?

$47,446, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Beverly, Ohio learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Nearby in Ohio

• Millbury
• Westfield Center
• Gnadenhutten
• Tiltonsville
• Clinton
• Ostrander
• Apple Creek
• Kingston
• Jeffersonville
• Lakeview
• Pandora
• Stryker

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