Financial Literacy in Broughton, OH
About 109 people live in Broughton, Ohio. The population has declined 0.9% since 2020, from 110 to 109. The median age is 55.5, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.
7.5% of Broughton residents 25 and older have completed a bachelor's degree or more. That sits 10 points below the Ohio average of 17.5%. Put the other way round: of the 93 adults 25 and over counted in the 2019–2023 ACS, roughly 86 — 92.5% — are building their financial lives without a four-year degree behind them.
The typical household here earns $46,458 a year. That is $17,292 below the Ohio median. Roughly 28.9% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $76,100, roughly 1.6× median household income.
Broughton by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 109 |
| Change since 2020 | -0.9% |
| Median household income | $46,458 |
| Adults 25+ with a bachelor’s degree | 7.5% |
| Adults 25+ with a high school diploma | 91.4% |
| Median age | 55.5 |
| Poverty rate | 28.9% |
| Unemployment rate | 0% |
| Median home value | $76,100 |
| Land area | 0.217 sq mi |
| Population density | 502 / sq mi |
What Ohio teaches — and to whom
Ohio already requires 1 semester of personal finance for a high school diploma, a rule in force since the graduating class of 2026. That covers students still in the system. It does nothing for the adults already out of it — which, in Broughton, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Broughton
Build a buffer before anything else
With 28.9% of Broughton living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.
Shift from accumulating to drawing down
With a median age of 55.5, a large share of Broughton is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Questions people ask about Broughton
Do high school students in Broughton, Ohio have to take a personal finance class?
Yes. Ohio requires 1 semester to graduate, in force since the class of 2026.
How many adults in Broughton, Ohio have a college degree?
7.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 92.5% are managing their finances without one.
What is the median household income in Broughton, Ohio?
$46,458, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Broughton, Ohio learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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