LearnLife Financial literacy by location

Life Skills and Money Education in Lafayette, OH

With a population of roughly 395, Lafayette, Ohio is the 713th-largest of 923 incorporated places in Ohio. It has lost residents since 2020, slipping 1.5% from 401 down to 395. The median age is 32.3.

Among adults 25 and older in Lafayette, 7.1% hold a bachelor's degree or higher. That sits 10.4 points below the Ohio average of 17.5%. Flip that figure and it describes 92.9% of the 224 adults 25 and over counted in the 2019–2023 ACS, about 208 people whose money skills came from somewhere other than a university.

Median household income is $49,653. That is $14,097 below the Ohio median. About 7.8% of residents live below the poverty line. The median home is valued at $121,700, roughly 2.5× median household income.

Lafayette by the numbers

MeasureValue
Population (2024)395
Change since 2020-1.5%
Median household income$49,653
Adults 25+ with a bachelor’s degree7.1%
Adults 25+ with a high school diploma100%
Median age32.3
Poverty rate7.8%
Unemployment rate9.9%
Median home value$121,700
Land area0.233 sq mi
Population density1,695 / sq mi

What Ohio teaches — and to whom

Ohio already requires 1 semester of personal finance for a high school diploma, a rule in force since the graduating class of 2026. That covers students still in the system. It does nothing for the adults already out of it — which, in Lafayette, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Lafayette

Treat income stability as a skill

Unemployment in Lafayette sits at 9.9%. Where work is less certain, the practical skills are the defensive ones: what unemployment insurance actually pays and how fast, how to read a severance agreement, and which bills to triage first when income stops.

Questions people ask about Lafayette

Do high school students in Lafayette, Ohio have to take a personal finance class?

Yes. Ohio requires 1 semester to graduate, in force since the class of 2026.

How many adults in Lafayette, Ohio have a college degree?

7.1% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 92.9% are managing their finances without one.

What is the median household income in Lafayette, Ohio?

$49,653, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Lafayette, Ohio learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

Nearby in Ohio

All Ohio locations →

Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.