Financial Literacy in Cayce, SC
About 13,645 people live in Cayce, South Carolina, making it among the larger communities in South Carolina, ranking 36th of 271 by population. The population has declined 0.8% since 2020, from 13,756 to 13,645. The median age is 36.9.
30.5% of Cayce residents 25 and older have completed a bachelor's degree or more. That runs 11 points above the South Carolina average of 19.5%. Put the other way round: of the 9,074 adults 25 and over counted in the 2019–2023 ACS, roughly 6,306 — 69.5% — are building their financial lives without a four-year degree behind them.
The typical household here earns $58,095 a year. That is $5,535 above the South Carolina median. About 17.8% of residents live below the poverty line. The median home is valued at $158,900, roughly 2.7× median household income.
Cayce by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 13,645 |
| Change since 2020 | -0.8% |
| Median household income | $58,095 |
| Adults 25+ with a bachelor’s degree | 30.5% |
| Adults 25+ with a high school diploma | 94.4% |
| Median age | 36.9 |
| Poverty rate | 17.8% |
| Unemployment rate | 5.3% |
| Median home value | $158,900 |
| Land area | 16.88 sq mi |
| Population density | 808 / sq mi |
What South Carolina teaches — and to whom
South Carolina has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Cayce, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in Cayce
Start with the money that moves every month
For most households in Cayce, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.
Questions people ask about Cayce
Do high school students in Cayce, South Carolina have to take a personal finance class?
Yes — South Carolina has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.
How many adults in Cayce, South Carolina have a college degree?
30.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 69.5% are managing their finances without one.
What is the median household income in Cayce, South Carolina?
$58,095, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in Cayce, South Carolina learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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