Life Skills and Money Education in Williamsburg County, South Carolina

With a population of roughly 29,865, Williamsburg County, South Carolina is the 31st-largest of 46 counties in South Carolina. It has lost residents since 2020, slipping 3.4% from 30,921 down to 29,865. The median age is 44.

Among adults 25 and older in Williamsburg County, 15.4% hold a bachelor's degree or higher. That sits 4.1 points below the South Carolina average of 19.5%. Flip that figure and it describes 84.6% of the 22,227 adults 25 and over counted in the 2019–2023 ACS, about 18,804 people whose money skills came from somewhere other than a university.

Median household income is $43,471. That is $9,089 below the South Carolina median. Roughly 23.6% of residents live below the poverty line, which puts real weight on decisions about credit, rent and emergency savings. The median home is valued at $95,100, roughly 2.2× median household income.

Williamsburg County by the numbers

Measure	Value
Population (2024)	29,865
Change since 2020	-3.4%
Median household income	$43,471
Adults 25+ with a bachelor’s degree	15.4%
Adults 25+ with a high school diploma	83.4%
Median age	44
Poverty rate	23.6%
Unemployment rate	4.9%
Median home value	$95,100
Land area	934.166 sq mi
Population density	32 / sq mi

What South Carolina teaches — and to whom

South Carolina has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2027 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Williamsburg County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Williamsburg County

Build a buffer before anything else

With 23.6% of Williamsburg County living below the poverty line, the single highest-return skill here is cash-flow control: knowing what actually lands each month, what leaves automatically, and how to build even a small buffer between the two. A few hundred dollars of slack is the difference between a car repair being an inconvenience and it being a payday loan.

Questions people ask about Williamsburg County

Do high school students in Williamsburg County, South Carolina have to take a personal finance class?

Yes — South Carolina has adopted a standalone requirement, phasing in with the graduating class of 2027. Students graduating before then are not covered.

How many adults in Williamsburg County, South Carolina have a college degree?

15.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 84.6% are managing their finances without one.

What is the median household income in Williamsburg County, South Carolina?

$43,471, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Williamsburg County, South Carolina learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.