Financial Literacy in Codington County, South Dakota

Codington County, South Dakota is home to about 29,278 people, the 7th-largest of 66 counties in South Dakota. The population has grown 3.3% since 2020, from 28,355 to 29,278. The median age is 39.9.

20.9% of Codington County residents 25 and older have completed a bachelor's degree or more. That tracks the South Dakota average of 20.3% closely. Put the other way round: of the 19,498 adults 25 and over counted in the 2019–2023 ACS, roughly 15,423 — 79.1% — are building their financial lives without a four-year degree behind them.

The typical household here earns $65,080 a year. That is $2,911 above the South Dakota median. About 10.2% of residents live below the poverty line. The median home is valued at $218,000 — about 3.3× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Codington County by the numbers

Measure	Value
Population (2024)	29,278
Change since 2020	+3.3%
Median household income	$65,080
Adults 25+ with a bachelor’s degree	20.9%
Adults 25+ with a high school diploma	92.4%
Median age	39.9
Poverty rate	10.2%
Unemployment rate	2%
Median home value	$218,000
Land area	687.585 sq mi
Population density	43 / sq mi

What South Dakota teaches — and to whom

South Dakota lets students satisfy the requirement with either Personal Finance or Economics. Which means for most residents of Codington County, whatever they know about money they picked up somewhere other than a classroom.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Codington County

Start with the money that moves every month

For most households in Codington County, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.

Questions people ask about Codington County

Do high school students in Codington County, South Dakota have to take a personal finance class?

No. South Dakota sets no statewide requirement that students complete personal finance before graduating.

How many adults in Codington County, South Dakota have a college degree?

20.9% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 79.1% are managing their finances without one.

What is the median household income in Codington County, South Dakota?

$65,080, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Codington County, South Dakota learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.