Life Skills and Money Education in Borden County, Texas

About 557 people live in Borden County, Texas. It has lost residents since 2020, slipping 13.2% from 642 down to 557. At a median age of 30, much of the population is still early in the decisions — first lease, first card, first paycheck deduction — that set financial habits for decades.

Among adults 25 and older in Borden County, 35.3% hold a bachelor's degree or higher. That runs 16.8 points above the Texas average of 18.5%. Flip that figure and it describes 64.7% of the 447 adults 25 and over counted in the 2019–2023 ACS, about 289 people whose money skills came from somewhere other than a university.

Median household income is $64,250. About 4.8% of residents live below the poverty line. The median home is valued at $105,400, roughly 1.6× median household income.

Borden County by the numbers

Measure	Value
Population (2024)	557
Change since 2020	-13.2%
Median household income	$64,250
Adults 25+ with a bachelor’s degree	35.3%
Adults 25+ with a high school diploma	94.6%
Median age	30
Poverty rate	4.8%
Unemployment rate	0.3%
Median home value	$105,400
Land area	897.443 sq mi
Population density	1 / sq mi

What Texas teaches — and to whom

Texas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in Borden County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Borden County

Get the first-decade decisions right

A median age of 30 means a large share of Borden County is making decisions with thirty-year consequences: the first credit card, the first lease, whether to take the employer match. These are cheap to get right now and expensive to unwind later.

Understand what a shrinking tax base changes

Borden County has lost 13.2% of its population since 2020. Declining places tend to see slower home appreciation and tighter municipal budgets, which makes the buy-versus-rent calculation genuinely different here than the national advice assumes.

Questions people ask about Borden County

Do high school students in Borden County, Texas have to take a personal finance class?

Yes — Texas has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.

How many adults in Borden County, Texas have a college degree?

35.3% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 64.7% are managing their finances without one.

What is the median household income in Borden County, Texas?

$64,250, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Borden County, Texas learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

Browse the LearnLife catalog

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.