Life Skills and Money Education in The Hills, TX
About 2,342 people live in The Hills, Texas. It has lost residents since 2020, slipping 10.4% from 2,614 down to 2,342. With a median age of 56.1, the financial questions that matter most here lean toward retirement drawdown, insurance and estate basics.
Among adults 25 and older in The Hills, 72.5% hold a bachelor's degree or higher. That runs 54 points above the Texas average of 18.5%. Flip that figure and it describes 27.5% of the 2,074 adults 25 and over counted in the 2019–2023 ACS, about 570 people whose money skills came from somewhere other than a university.
Median household income is $178,194. That is $114,730 above the Texas median. About 2.4% of residents live below the poverty line. The median home is valued at $778,100 — about 4.4× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.
The Hills by the numbers
| Measure | Value |
|---|---|
| Population (2024) | 2,342 |
| Change since 2020 | -10.4% |
| Median household income | $178,194 |
| Adults 25+ with a bachelor’s degree | 72.5% |
| Adults 25+ with a high school diploma | 99.7% |
| Median age | 56.1 |
| Poverty rate | 2.4% |
| Unemployment rate | 2.6% |
| Median home value | $778,100 |
| Land area | 1.072 sq mi |
| Population density | 2,185 / sq mi |
What Texas teaches — and to whom
Texas has committed to 1 semester of personal finance as a graduation requirement, phasing in with the class of 2030 — so today's middle schoolers will be the first cohort held to it. That covers students still in the system. It does nothing for the adults already out of it — which, in The Hills, is most of the people reading this.
LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.
Where to start in The Hills
Shift from accumulating to drawing down
With a median age of 56.1, a large share of The Hills is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.
Understand what a shrinking tax base changes
The Hills has lost 10.4% of its population since 2020. Declining places tend to see slower home appreciation and tighter municipal budgets, which makes the buy-versus-rent calculation genuinely different here than the national advice assumes.
Questions people ask about The Hills
Do high school students in The Hills, Texas have to take a personal finance class?
Yes — Texas has adopted a standalone requirement, phasing in with the graduating class of 2030. Students graduating before then are not covered.
How many adults in The Hills, Texas have a college degree?
72.5% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 27.5% are managing their finances without one.
What is the median household income in The Hills, Texas?
$178,194, per the Census Bureau's 2019–2023 American Community Survey.
Where can adults in The Hills, Texas learn personal finance?
Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.
Start with whichever one is costing you money right now.
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