Financial Literacy in Pulaski County, Virginia

Pulaski County, Virginia is home to about 33,579 people. The population has declined 0.7% since 2020, from 33,800 to 33,579. The median age is 46.9, skewing older, where the pressing questions shift toward retirement income, medical costs and passing things on.

21.4% of Pulaski County residents 25 and older have completed a bachelor's degree or more. That sits 2.5 points below the Virginia average of 23.9%. Put the other way round: of the 25,457 adults 25 and over counted in the 2019–2023 ACS, roughly 20,009 — 78.6% — are building their financial lives without a four-year degree behind them.

The typical household here earns $60,767 a year. About 14.6% of residents live below the poverty line. The median home is valued at $182,500 — about 3× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Pulaski County by the numbers

Measure	Value
Population (2024)	33,579
Change since 2020	-0.7%
Median household income	$60,767
Adults 25+ with a bachelor’s degree	21.4%
Adults 25+ with a high school diploma	90.7%
Median age	46.9
Poverty rate	14.6%
Unemployment rate	3.6%
Median home value	$182,500
Land area	319.84 sq mi
Population density	105 / sq mi

What Virginia teaches — and to whom

Virginia already requires a full year of personal finance for a high school diploma, a rule in force since the graduating class of 2015. That covers students still in the system. It does nothing for the adults already out of it — which, in Pulaski County, is most of the people reading this.

LearnLife organises this the way the decisions actually arrive: Emotional regulation — the self-management that decides whether the other skills ever get used; Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to.

Where to start in Pulaski County

Shift from accumulating to drawing down

With a median age of 46.9, a large share of Pulaski County is closer to drawing on savings than building them. The skills that matter shift accordingly: sequencing withdrawals, understanding Medicare's enrolment windows, and getting beneficiary designations and a will actually filled in.

Questions people ask about Pulaski County

Do high school students in Pulaski County, Virginia have to take a personal finance class?

Yes. Virginia requires a full year to graduate, in force since the class of 2015.

How many adults in Pulaski County, Virginia have a college degree?

21.4% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 78.6% are managing their finances without one.

What is the median household income in Pulaski County, Virginia?

$60,767, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Pulaski County, Virginia learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.