Financial Literacy in Franklin County, Vermont

About 51,066 people live in Franklin County, Vermont, making it the 5th-largest of 14 counties in Vermont. The population has grown 2% since 2020, from 50,049 to 51,066. The median age is 40.9.

28.8% of Franklin County residents 25 and older have completed a bachelor's degree or more. That sits 8.8 points below the Vermont average of 37.6%. Put the other way round: of the 35,717 adults 25 and over counted in the 2019–2023 ACS, roughly 25,431 — 71.2% — are building their financial lives without a four-year degree behind them.

The typical household here earns $79,078 a year. That is $11,318 above the Vermont median. About 10.1% of residents live below the poverty line. The median home is valued at $285,500 — about 3.6× the median household income, a ratio that makes the arithmetic of a mortgage worth understanding before signing one.

Franklin County by the numbers

Measure	Value
Population (2024)	51,066
Change since 2020	+2%
Median household income	$79,078
Adults 25+ with a bachelor’s degree	28.8%
Adults 25+ with a high school diploma	93%
Median age	40.9
Poverty rate	10.1%
Unemployment rate	2.8%
Median home value	$285,500
Land area	630.961 sq mi
Population density	81 / sq mi

What Vermont teaches — and to whom

Vermont requires personal finance instruction, but folds it into another course rather than a class of its own — so how much a student actually gets depends heavily on the district and the teacher. Coverage like that varies enormously between districts, and it reaches no one who has already graduated.

LearnLife organises this the way the decisions actually arrive: Money — budgeting, credit, debt and taxes — the mechanics nobody is formally taught; Legal literacy — leases, contracts, employment rights and what a signature actually commits you to; Emotional regulation — the self-management that decides whether the other skills ever get used.

Where to start in Franklin County

Start with the money that moves every month

For most households in Franklin County, the fastest gain is not an investing strategy — it is seeing the recurring outflows clearly, knowing what a credit score actually responds to, and understanding which line items on a payslip are negotiable.

Questions people ask about Franklin County

Do high school students in Franklin County, Vermont have to take a personal finance class?

Vermont requires personal finance content, but delivers it inside another course rather than a dedicated class, so the depth varies by district and teacher.

How many adults in Franklin County, Vermont have a college degree?

28.8% of adults 25 and older hold a bachelor's degree or higher, based on the Census Bureau's 2019–2023 American Community Survey. The remaining 71.2% are managing their finances without one.

What is the median household income in Franklin County, Vermont?

$79,078, per the Census Bureau's 2019–2023 American Community Survey.

Where can adults in Franklin County, Vermont learn personal finance?

Graduation requirements only ever reach people still in school. For adults, LearnLife covers the same ground on demand — money, legal literacy and the self-management that decides whether either gets used.

Start with whichever one is costing you money right now.

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Nearby in Vermont

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Population and demographic figures: U.S. Census Bureau — 2024 Gazetteer, Vintage 2024 Population Estimates, and the American Community Survey 2019–2023 5-year estimates. Graduation-requirement status: NGPF Live U.S. Dashboard, read 2026-09-14. Figures marked as unavailable are suppressed by the Census Bureau for small populations.